Presidential aspirant Jeff Kaluyu has called for a new approach to housing provision in Kenya, proposing that the government should deliver housing programmes through an independent agency rather than dealing directly with the process.
Kaluyu said the proposed agency should work with financial institutions to make home ownership more accessible to ordinary Kenyans, arguing that subsidised interest rates and affordable loans would help more families purchase homes.
The 2027 presidential aspirant said partnerships between the government and commercial banks could provide a practical financing model, allowing eligible Kenyans to secure loans under favourable terms and repay them over time.
He argued that the government should focus on creating an enabling environment for home ownership by supporting financing arrangements instead of directly managing housing delivery.
Kaluyu’s proposal comes amid ongoing debate over President William Ruto’s affordable housing programme, one of the administration’s flagship initiatives aimed at addressing the country’s housing deficit.
The aspirant took a swipe at Ruto’s housing plan, questioning the government’s approach and calling for an alternative model centred on institutional management and accessible financing.
Under his proposed arrangement, the agency would coordinate housing delivery while collaboration with banks would help potential homeowners access credit.
Government subsidies on interest rates, he suggested, would ease the financial burden on buyers and make home ownership more attainable.
Kaluyu also addressed opinion poll ratings ahead of the 2027 General Election, appealing to the media to give his presidential bid greater attention and help communicate his agenda to Kenyans.
He called on journalists and media organisations to play a role in giving his candidature visibility as he seeks to position himself among those competing for the country’s top leadership.
The appeal comes as political figures begin building public profiles and promoting policy proposals ahead of the next election.
Kaluyu’s housing proposal places access to financing at the centre of his agenda, with the aspirant maintaining that cooperation between government agencies and financial institutions could offer Kenyans a more affordable path to home ownership.
However, the details of his proposed agency, the financing structure, the level of government subsidies and the eligibility criteria for prospective buyers were not provided in the remarks.
As the 2027 presidential race approaches, housing affordability is likely to remain a key issue for voters, particularly amid concerns over the cost of living and access to decent homes.
